Terms & Conditions

Please read these terms and conditions carefully before using our investment platform.

User Responsibilities

Account Security

  • Maintain the confidentiality of your login credentials
  • Enable two-factor authentication (2FA) for enhanced security
  • Immediately notify us of any unauthorized account access
  • Use a strong, unique password for your account
  • Keep your contact information up to date

Investment Decisions

  • Invest only amounts you can afford to lose
  • Conduct your own research before investing
  • Understand the risks associated with each investment plan
  • Comply with all applicable laws and regulations
  • Do not use the platform for illegal activities

Communication

  • Provide accurate and truthful information
  • Communicate respectfully with support staff
  • Report technical issues promptly
  • Do not share false or misleading information

Investment Rules

Investment Plans

  • Each investment plan has specific terms and duration
  • Returns are calculated based on the plan's daily percentage
  • Principal investment is returned at plan maturity
  • Multiple investments can be held simultaneously
  • Plan terms cannot be modified once activated

Return Calculations

  • Returns are paid daily according to plan specifications
  • Weekends and holidays are included in daily calculations
  • Compound interest applies where specified in plan terms
  • All returns are subject to platform fees as outlined

Important Notice

All investments carry risk. Past performance does not guarantee future results. Invest responsibly and only what you can afford to lose.

Payment & Withdrawal Policies

Deposits

  • Minimum Deposit: 500 PKR
  • Payment Methods: JazzCash and EasyPaisa wallets only
  • Processing Time: All deposits processed instantly
  • Verification: We reserve the right to verify large deposits
  • Security: Deposits from unauthorized sources will be rejected
  • Transaction Limits: Daily limits may apply for security purposes

Withdrawals

  • Processing Time: Withdrawals received within 6-12 hours
  • Withdrawal Hours: 8:00 AM to 11:00 PM daily
  • Payment Methods: JazzCash and EasyPaisa wallets only
  • Minimum Withdrawal: 1,000 PKR
  • Withdrawal Fee: 5% fee on all withdrawal amounts
  • Security: KYC verification required for withdrawals above 10,000 PKR

Payment Methods

  • Accepted Wallets: JazzCash and EasyPaisa only
  • Currency: Pakistani Rupee (PKR) only
  • Transaction Security: All payments secured with encryption
  • Fee Structure: Some payment methods may have additional fees
  • Method Availability: We may add or remove payment methods at our discretion

Local Withdrawal Methods

  • JazzCash Withdrawals: Processed within 6-12 hours during business hours
  • EasyPaisa Withdrawals: Processed within 6-12 hours during business hours
  • Business Hours: 8:00 AM to 11:00 PM daily
  • Minimum Amount: 1,000 PKR for all withdrawals
  • Withdrawal Fee: 5% fee applied to all withdrawal amounts
  • Wallet Limits: Daily limits may apply for security
  • Verification Required: KYC verification for withdrawals above 10,000 PKR

Privacy Policy

Data Collection

  • We collect information necessary for account creation and verification
  • Personal data is encrypted and stored securely
  • Financial data is protected with industry-standard security
  • We may collect analytics data to improve our services
  • Data is retained only as long as necessary for service provision

Data Usage

  • Your information is used to provide investment services
  • We may use data to communicate important account information
  • Analytics data helps us improve user experience
  • We do not sell personal information to third parties
  • Data may be shared with law enforcement when required by law

User Rights

  • You have the right to access your personal data
  • You can request correction of inaccurate information
  • You may request deletion of your account and data
  • You can opt-out of marketing communications
  • You have the right to data portability

Refunds

Investment Refunds

  • Investment refunds are only available within 24 hours of deposit
  • A 5% processing fee applies to investment refunds
  • Refunds are processed to the original payment method
  • Refund processing time varies by payment method
  • Refunds are not available after 24 hours of investment activation

Fee Refunds

  • Platform fees are non-refundable
  • Transaction fees charged by payment providers are non-refundable
  • We may refund fees in case of technical errors on our part
  • Fee refund requests must be submitted within 7 days of charge

Dispute Resolution

Dispute Process

  • Contact customer support immediately with dispute details
  • Provide all relevant documentation and evidence
  • We will acknowledge receipt within 24 hours
  • Most disputes are resolved within 7 business days
  • Complex disputes may take up to 30 days

Resolution Methods

  • Most disputes are resolved through direct communication
  • Mediation may be offered for complex cases
  • Final decisions are made based on evidence and terms
  • Both parties agree to accept the final resolution
  • Legal action is a last resort after exhausting all other options

General Terms

Service Availability

  • We strive to maintain 99.9% uptime
  • Scheduled maintenance will be announced in advance
  • We are not liable for losses due to service interruptions
  • Service availability may vary by region

Termination

  • We may terminate accounts for violations of these terms
  • Users can close their accounts at any time
  • Terminated accounts forfeit any pending returns
  • We reserve the right to modify or discontinue services
  • Notice will be provided for significant service changes

Limitation of Liability

  • Our liability is limited to the amount invested
  • We are not liable for indirect or consequential damages
  • We are not responsible for third-party service failures
  • Market risks are borne entirely by the investor
  • These terms are governed by laws of Pakistan

Last Updated: March 2, 2026

By using our platform, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions.